With over 65,000 businesses in Australia accepting BPAY, RelayPay offers a quick and secure way to pay your BPAY bills using crypto from any exchange (such as CoinSpot, Binance, Swyftx) or almost any self-hosted wallet, like Ledger or MetaMask.
RelayPay displays the best rates from our local crypto partners and converts your crypto to AUD the biller receives in one seamless sell/transfer transaction.
No need for bank accounts or wire transfers. Unless, of course, you want to use RelayPay to transfer crypto to AUD into anyone's bank account in Australia (third party transfers). This can be handy to pay landlords, school fees, loans and mates that don't support BPAY. RelayPay is also Australian-owned and regulated.
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Yes, pay any bill with a BPAY logo with RelayPay. Clear credit card bills, make monthly mortgage payments, pay council rates, taxes, fines, phone bills and more.
RelayPay's enhanced Australian licensing enables regular sized bills or large payments / transfers over $1,000 AUD (and much higher).
Popular with RelayPay users:
• Depositing into share trading investment accounts:
Popular platforms like Interactive Brokers, IG, CMC Invest, Selfwealth, Superhero, CommSec (plus even Fidelity, Vanguard and BlackRock) all listed BPAY support at the time of writing.
• Point hacks:
Accumulate valuable credit card reward points and settle the balance with crypto.
• Education:
Pay school fees with crypto, university and course fees.
• Business:
RelayPay Business accounts can also pay invoices, overheads like rent and transfer employee wages. It's also easy to accept crypto payment as a business with RelayPay.
Crypto is about choice. You may be storing personal wealth or a percentage of corporate treasury in an appreciating digital asset.
You may want to transfer funds internationally with ease. Or simply benefit from fast and convenient transactions.
💳 RelayPay supports payment via Bitcoin, and other digital assets more directly supported by MetaMask —including Ethereum and stablecoins like USDT (Tether), USDC and DAI. Use almost any digital wallet or crypto exchange.
No extra fees: The exchange amount RelayPay displays at the time of transaction is inclusive of crypto network / gas fees.
Same-day processing on bill payments: when completed and confirmed on blockchain before 4pm Sydney-time on a business day. Bill payments made after this or on a weekend or public holiday will be processed at 9am on the next business day.
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1. Sign in: Sign into RelayPay using the same Browser where you already installed and logged into the MetaMask wallet extension. Or set up a new RelayPay account if you don't already have one. Then via the menu, navigate to Sell Crypto > Bill Payments. You can also start at relaypay.io/bill-payments.
2. Enter Bill Details: Enter the BPAY Biller Code for the company you're paying. Along with your personal BPAY Reference Number / unique customer number listed on your bill /account.
Next, enter the AUD amount you'd like to pay / fund. Then choose your preferred cryptocurrency. Re-check all the payment details and press "Get Started".
3. Connect MetaMask: On the pop up window, choose the right-side option: Connect & Send from a Web3 wallet“.
Then from the list of Available Wallets, select MetaMask.
You may also need to log into MetaMask if you haven't already.
You'll also need to select your preferred network to connect to.
✅ You should then see a successful connection.
4. Confirm Payment: RelayPay will now check and display the best available rate from our local crypto partners. To help protect you from volatility, we lock this rate for up to 10 minutes, depending on the chosen crypto.
To begin the transaction, press the ”Pay now" button on RelayPay and confirm any network / gas fees that pop up on MetaMask.
5. Wait for Confirmation: Don't close the tab until the payment has processed. This may take a couple of minutes.
The screen will update and clearly state when the transfer has been completed. You'll also receive an email receipt from RelayPay to your email. In all cases, the biller will acknowledge the payment on the next business day.
• Recent Payment Details: RelayPay saves your 10 most recent payment details for quick access. You can also choose to delete these.
• Create Calendar Reminders: Since crypto payments can't pre-scheduled, set calendar reminders to stay on top of your payment cycle.
• Accounting for Crypto Payments: Export RelayPay transaction details as a CSV for easy import into tax and accounting tools. For BPAY payments, from your dashboard: navigate to Transactions > Bill Payment > Download Report.
• Tax Implications: Just like with using crypto-to-fiat debit cards, paying BPAY bills with crypto (converting into Australian dollars) is likely to be considered by the ATO as a disposal / capital gains event. Seek personalised advice from an accountant or financial advisor.
RelayPay makes it effortless to pay BPAY bills with crypto, providing the best rates and same-day processing.
Disclaimer: All content provided is for informational purposes only. Nothing is intended to constitute investment, legal, tax, accounting or other advice and you should seek professional advice on whether any information provided or products discussed are appropriate for your particular circumstances.
In Australia, many popular investment platforms support BPAY to fund accounts, including Interactive Brokers, IG, CMC Invest, Selfwealth, Superhero, CommSec. Even international giants like Fidelity, Vanguard and BlackRock list BPAY support. RelayPay makes it quick and secure to pay pay BPAY bills using crypto stored on any exchange (such as CoinSpot, Binance, Swyftx) or almost any self-hosted wallet, like Ledger or MetaMask.
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